1. In the event that no one is clearly at fault
The first thing you need to do is contact the local police and your insurance company. Tell the story of what happened. Then take pictures of the entire scene for evidence. including all environments The things you need to keep in mind are: They should not be moved from the scene of the accident until the police mark them and allow them to be moved. If an accident occurs in provincial areas or on highways You can contact the Highway Patrol.
2. In case you are right
All you have to do is take note of the offender's registration number, name, driver's license details. and the address of the offending party Then have the offender sign the document prepared by your insurance company. Include details of witnesses at the scene (if applicable). As for the claim results, you must follow up with your insurance company later.
3. In case you are at fault
Call your insurance company immediately. And no documents should be signed before your insurance company arrives on the scene. When officers from insurance companies of both parties arrived at the scene and agreed So it can move the car to a place that does not obstruct the traffic. Then give your name and address to the other party.
4. In the event of injury or death at the scene
You should not move or touch the injured person as this may cause further injury. It is best to call an ambulance and have a specialist come and take the injured person to the hospital. Then immediately contact the insurance company. Should not agree on any damages or matters without the insurance staff involved in the incident.
5. In the event that there may be a lawsuit later
The insurance company may have a lawyer represent you during the negotiations. Therefore, we recommend waiting until the insurance agent arrives at the scene.
6. In the event of a hit and run
Try to remember the license plate number of the hit-and-run car first. After that, notify the police along with specifying the make, model, color of the car and the registration number of that car for further prosecution. In the event of a traffic violation and your car is confiscated by the authorities It is best to remove all valuables in the vehicle from the vehicle. Other assets attached to the vehicle To take pictures as evidence and take note of those assets as well.