Check before blacklisting Check your credit bureau yourself is very important in the matter of the financial system Because it is a collection of credits that you have made financial transactions. And collect and process the credit database as a whole for you. When you're thinking of getting a car loan, buying a house, applying for a loan for yourself. or make a credit card The financial institution will come to see these information. And check whether you are blacklisted or not. For consideration in lending, let's see how to check the credit bureau yourself through 12 easy steps here.
How to check your credit bureau yourself through a kiosk
According to the Credit Information Business Act, B.E. Have the right to check their information. National Credit Information Co., Ltd. is pleased that you can verify that the information is affixed to the credit bureaus. or blacklisted?
by National Credit Bureau Co., Ltd. (Credit Bureau) opened “Bureau Lab”, a new credit bureau testing center within Mo Chit BTS station with a self-checking credit bureau kiosk (kiosk).
Self-checking credit bureaus (kiosks) can wait to receive credit bureau reports. Credit Bureau and Credit Scoring Reports Summary credit bureau report Instant electronic format (E-Credit report) via email. You can also get a report in the form of a document at the counter. Open for service every Monday - Sunday (no holidays) from 9:00 a.m. - 3:00 p.m.
12 steps to check credit bureau by yourself (kiosk)
1. Study the terms and conditions before using the service.
2. Insert your own ID card
3. Scan the verification page.
4. Select the type of report you want to review.
5. Enter your mobile phone number to receive an OTP.
6. Enter the 6-digit OTP.
7. Choose to receive reports.
8. In case of choosing to receive by email Please enter your e-mail address.
9. Wait for your email report. (Delivered in e-Credit Report format)
10. Send the password to open the report via SMS according to your mobile phone number.
11. Wait for the report via email and take out your ID card.
12. In case of choosing to print a report, wait for the report and take out the ID card.
Use the service to check credit bureaus waiting for pick up within 15 minutes using your own credit card (service fee 100 baht)
1. Credit Bureau The Nine Towers Grand Rama 9 Building, 2nd Floor (Plaza Zone) Monday - Friday from 9:00 a.m. to 4:30 p.m. Closed on public holidays.
2. Credit Bureau Cafe, Pearl Bangkok Building, 3rd Floor (Bank Zone) , Ari BTS Station, Exit 1, Monday-Friday, 9:00 a.m. - 6:00 p.m. Closed on public holidays.
3. Credit Bureau Credit Bureau, Mo Chit BTS Station (inside the station) Monday - Sunday from 9:00 a.m. - 6:00 p.m.
4. Credit Bureau Credit Bureau, Sala Daeng BTS Station (inside the station) Monday - Friday from 9:00 a.m. - 6:00 p.m. Closed on public holidays.
5. Credit Bureau Credit Bureau, Chidlom BTS Station (inside the station) Monday - Sunday from 9:00 a.m. - 6:00 p.m.
6. Credit Bureau Check Center - Tha Wang Lang (at the entrance-exit of the pier and near Gate 8 of Siriraj Hospital) Monday - Friday from 09.00-18.00
7. Credit Bureau Credit Center, Geneva (Nava Nakorn), 3rd floor, attached to social security Monday - Sunday from 9:00 a.m. - 6:00 p.m.
Documents for requesting a credit bureau check
1. The owner of the information comes to contact himself.
In the case of an individual
– ID card or passport or an original alien identity card to be presented
In the case of a juristic person
– A copy of the certificate of the juristic person certified for not more than 3 months and signed to certify its authenticity by the authorized director
– Copy of ID card or a copy of the passport of the authorized director and sign to certify authenticity with real ones to show
– A corporate stamp (if any) to be used for applying for a credit check request
2. The owner of the information authorizes another person to act on his behalf.
In the case of an individual
- Power of attorney for a natural person Fill in the details and sign completely.
– A copy of the identity card of the authorized person and sign to certify authenticity with the real one to show
– A copy of the identification card of the attorney and sign to certify authenticity with the real one to show
In the case of a juristic person
– Power of attorney for juristic person Fill in the details and sign completely. Copy of the certificate of the juristic person certified for more than 3 months and signed to certify its authenticity by the authorized director of the juristic person's seal (if any).
– Copy of ID card or a copy of the passport of the authorized director and signed to certify the authenticity with the original to be presented
– Copy of ID card or a copy of the authorized person's passport and sign to certify authenticity with real ones to show
In terms of credit bureaus, it collects our past credit payment history up to 24 months, so all your payment information will be displayed here within the last 24 months. If we pay on time no late payment Or in default, there should be nothing to worry about or worry about being blacklisted.
For those who pay late or lack of payment even just one period You will lose history. or attached to credit bureaus or blacklisted in credit bureaus Thinking about getting a loan or doing something is difficult. Because before falling out of the blacklist It takes about 3 years, which will cause you to miss out on great opportunities, whether to buy a house or anything else, so be financially disciplined before getting into debt or blacklisting.
The above story was compiled by Watchara Wongsanga, Content Writer of the website. Easycashloan If you have any further questions, you can contact us.
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